Judy for Consultants

Bookkeeping for Independent Consultants

You bill by the hour or the project, and your income swings month to month depending on what retainers land and which engagements close. Every dollar you spend on travel, client dinners, or contractor help is a deduction—if you can prove it. But tracking meals by client, splitting travel across engagements, and staying on top of 1099 thresholds takes time you'd rather spend selling.

Sound familiar?

You're sitting on client meal receipts that the IRS will reject without proper documentation—who you met, what was discussed, and why it was business.
Travel expenses scatter across credit cards and cash—airfare here, hotel there, rideshare everywhere—and you can't remember which client trip each one belonged to.
You're paying contractors but have no system to know when you've hit the $600 threshold that triggers 1099 filing obligations.
Quarterly estimated taxes are a guessing game when your retainer income is unpredictable month to month.

Your Schedule C profile

Service-heavy Schedule C with strong professional services (Line 17) and travel (Line 24a). Client meals at 50% on Line 24b. Marketing spend on Line 8. Home office common on Line 30.

What Judy handles for you

✓ Categorizes client meals to Line 24b and prompts for documentation
✓ Tracks travel by engagement — airfare, hotel, and rideshare all on Line 24a
✓ Flags subcontractor payments approaching the $600 1099 threshold
✓ Monthly P&L shows profitability per period at a glance

Judy automatically sorts your client meals into Schedule C Line 24b and asks for the context the IRS requires—no audit risk. She tracks travel by engagement, bundles related expenses, and flags when subcontractor payments cross the 1099 line. Monthly P&Ls show you exactly which client work is profitable, so you can price and plan with real numbers.