Judy for Contractor & Tradess

Bookkeeping for Independent Contractors & Tradespeople

Your income comes from project bids, time-and-materials work, and emergency call-outs—but your bookkeeping shouldn't require the same hustle. You're tracking vehicle mileage across multiple job sites, materials purchased in the field, tools that blur the line between supply and asset, and subcontractor payments that trigger 1099s at year-end. Judy handles all of it automatically, so you can focus on the work that actually pays.

Sound familiar?

You're burning deductions because mileage logs get lost between jobs—and the IRS knows it.
Materials and supplies scatter across a dozen receipts and job folders; you're guessing at what's deductible.
Tools, equipment, and small purchases pile up—is that a $200 deduction or a depreciable asset? You're never sure.
You lose track of subcontractor payments until December, then scramble to file 1099s or miss the threshold entirely.

Your Schedule C profile

Vehicle and supplies dominate. Line 9 for vehicle (mileage or actual). Line 22 for job materials and supplies. Line 13 for tools and equipment. Line 15 for liability insurance. COGS (Line 42) if materials are resold.

What Judy handles for you

✓ Categorizes fuel, vehicle maintenance, and tolls to Line 9
✓ Tracks supply and materials purchases to Line 22
✓ Flags tool and equipment purchases for Section 179 review
✓ Monitors subcontractor payments against the $600 1099 threshold

Judy automatically categorizes fuel, maintenance, and tolls to your vehicle deduction; sorts every materials and supplies purchase by job; flags tools and equipment for Section 179 treatment; and monitors subcontractor payments against the $600 1099 threshold so you're never caught off-guard at year-end. Your deductions get captured in the field, not reconstructed in a spreadsheet.